Vinyl binders with clear overlay on the front, spine, and back covers are ideal for presentations. The clear overlay allows for easy customization by insertion of printed 11" x 8-1/2" materials. Three slant D rings accommodate 20% more punched paper than traditional round rings. Pockets on the inside of the front and back cover for storing unpunched and loose papers. Quality construction with heavy-duty vinyl covers and boards resists tearing and cracking. BPA free. Includes sheet lifters.